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Paano ang PAG IBIG HOUSING LOAN? HELP please

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posted July 12, 2011 10:07PM
mlovesr
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hi everyone. may nakita po akong lot for sale at gusto ko pong ipasok sya sa pag ibig as loan.please help with my queries lalo na s mga nakapag house loan na sa PAG IBIG.

 

  1. pano po ang procedure?
  2. 2 years pa lang akong contributors ng PAG IBIG pwede na ba kong mag loan?
  3. at kung pwede magkano naman po ang loanable amount?
  4. pano po ang payment terms non?

sana po may makapg bigay saken ng idea tungkol dun.


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posted July 12, 2011 10:19PM
martzkie
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posted July 12, 2011 10:22PM
spize0238
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mlovesr posted on July 12, 2011 10:07PM

hi everyone. may nakita po akong lot for sale at gusto ko pong ipasok sya sa pag ibig as loan.please help with my queries lalo na s mga nakapag house loan na sa PAG IBIG.

 

  1. pano po ang procedure?
  2. 2 years pa lang akong contributors ng PAG IBIG pwede na ba kong mag loan?
  3. at kung pwede magkano naman po ang loanable amount?
  4. pano po ang payment terms non?

sana po may makapg bigay saken ng idea tungkol dun.

Lahat po ng sagot sa katanungan nyo ay makikita nyo na mismo sa site ng pag-ibig. > http://www.pagibigfund.gov.ph/

Link: http://www.pagibigfund.gov.ph/pops/notice2.htm
image 

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posted July 12, 2011 10:24PM
martzkie
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CHECKLIST OF REQUIREMENTS

FOR Pag-IBIG HOUSING LOANS

For Direct Loan Application (Retail Account)

Locally Employed Members

Two – Stage Processing

 

Purchase of Lot

Documents Required upon Loan Application

 

  1. Documentary Requirements

 

  1. Housing Loan Application with recent ID photos of borrower
  2. Membership Status Verification Slip (MSVS)
  3. Proof of Income, any of the ff:
  1. Notarized Certificate of Employment and Compensation (Pag-IBIG format)
  2. Notarized Certificate of Employment and Compensation (Employer’s format) and latest   1 month payslip
  3. Income Tax Return/Certificate of Tax Withheld (BIR Form No. 2316) and latest 1 month payslip
  1. Contract to Sell or similar agreement between the buyer and seller

 

  1. B.      Technical Requirements

 

  1. Certified true copy of TCT by the Register of Deeds (latest title)
  2. Location Plan and Vicinity Map
  3. Photocopy of Tax Declaration

 

* For borrower over 60 years old, Medical Questionnaire and Full Medical Examination

Documents Required Prior to Loan Release

 

A. Documentary Requirements

 

  1. TCT  in the name of the borrower with proper mortgage annotation in favor of Pag-IBIG Fund (Owner’s copy)
  2. Certified true copy of TCT in the name of the borrower with proper mortgage annotation in favor of Pag-IBIG Fund (RD’s copy)
  3. Photocopy of New Tax Declaration in the name of borrower and updated Real Estate Tax Receipt
  4. Loan Mortgage Documents
    1. Loan and Mortgage Agreement with original RD stamp
    2. Deed of Absolute Sale with original RD stamp
    3. Notarized Promissory Note
    4. Disclosure Statement on Loan Transaction
    5. Collection Servicing Agreement with Authority to Deduct Loan Amortization or Post Dated Checks
    6. Proof of Billing Address

 


FOR Pag-IBIG HOUSING LOANS 

CHECKLIST OF REQUIREMENTS

For Direct Loan Application (Retail Account)

Self-Employed Members

Two – Stage Processing

 

Purchase of Lot

Documents Required upon Loan Application

 

  1. Documentary Requirements

 

  1. Housing Loan Application with recent ID photos of borrower
  2. Membership Status Verification Slip (MSVS)
  3. Income Tax Return and Audited Financial Statements and Official Receipt of tax payment from bank, DTI Registration, Mayor’s Permit
  4. Contract to Sell or similar agreement between the buyer and seller

 

  1. B.      Technical Requirements

 

  1. Certified true copy of TCT by the Register of Deeds (latest title)
  2. Location Plan and Vicinity Map
  3. Photocopy of Tax Declaration

 

*  For borrower over 60 years old, Medical Questionnaire and Full Medical Examination

Documents Required Prior to Loan Release

 

A. Documentary Requirements

 

  1. TCT  in the name of the borrower with proper mortgage annotation in favor of Pag-IBIG Fund (Owner’s copy)
  2. Certified true copy of TCT in the name of the borrower with proper mortgage annotation in favor of Pag-IBIG Fund (RD’s copy)
  3. Photocopy of New Tax Declaration in the name of borrower and updated Real Estate Tax Receipt
  4. Loan Mortgage Documents
    1. Loan and Mortgage Agreement with original RD stamp
    2. Deed of Absolute Sale with original RD stamp
    3. Notarized Promissory Note
    4. Disclosure Statement on Loan Transaction
  5. Post Dated Checks
  6. Proof of Billing Address

 http://www.pagibigfund.gov.ph/dlchecklist.aspx

 


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posted July 12, 2011 11:23PM
mlovesr
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martzkie posted on July 12, 2011 10:24PM

CHECKLIST OF REQUIREMENTS

FOR Pag-IBIG HOUSING LOANS

For Direct Loan Application (Retail Account)

Locally Employed Members

Two – Stage Processing

 

Purchase of Lot

Documents Required upon Loan Application

 

  1. Documentary Requirements

 

  1. Housing Loan Application with recent ID photos of borrower
  2. Membership Status Verification Slip (MSVS)
  3. Proof of Income, any of the ff:
  1. Notarized Certificate of Employment and Compensation (Pag-IBIG format)
  2. Notarized Certificate of Employment and Compensation (Employer’s format) and latest   1 month payslip
  3. Income Tax Return/Certificate of Tax Withheld (BIR Form No. 2316) and latest 1 month payslip
  1. Contract to Sell or similar agreement between the buyer and seller

 

  1. B.      Technical Requirements

 

  1. Certified true copy of TCT by the Register of Deeds (latest title)
  2. Location Plan and Vicinity Map
  3. Photocopy of Tax Declaration

 

* For borrower over 60 years old, Medical Questionnaire and Full Medical Examination

Documents Required Prior to Loan Release

 

A. Documentary Requirements

 

  1. TCT  in the name of the borrower with proper mortgage annotation in favor of Pag-IBIG Fund (Owner’s copy)
  2. Certified true copy of TCT in the name of the borrower with proper mortgage annotation in favor of Pag-IBIG Fund (RD’s copy)
  3. Photocopy of New Tax Declaration in the name of borrower and updated Real Estate Tax Receipt
  4. Loan Mortgage Documents
    1. Loan and Mortgage Agreement with original RD stamp
    2. Deed of Absolute Sale with original RD stamp
    3. Notarized Promissory Note
    4. Disclosure Statement on Loan Transaction
    5. Collection Servicing Agreement with Authority to Deduct Loan Amortization or Post Dated Checks
    6. Proof of Billing Address

 


FOR Pag-IBIG HOUSING LOANS 

CHECKLIST OF REQUIREMENTS

For Direct Loan Application (Retail Account)

Self-Employed Members

Two – Stage Processing

 

Purchase of Lot

Documents Required upon Loan Application

 

  1. Documentary Requirements

 

  1. Housing Loan Application with recent ID photos of borrower
  2. Membership Status Verification Slip (MSVS)
  3. Income Tax Return and Audited Financial Statements and Official Receipt of tax payment from bank, DTI Registration, Mayor’s Permit
  4. Contract to Sell or similar agreement between the buyer and seller

 

  1. B.      Technical Requirements

 

  1. Certified true copy of TCT by the Register of Deeds (latest title)
  2. Location Plan and Vicinity Map
  3. Photocopy of Tax Declaration

 

*  For borrower over 60 years old, Medical Questionnaire and Full Medical Examination

Documents Required Prior to Loan Release

 

A. Documentary Requirements

 

  1. TCT  in the name of the borrower with proper mortgage annotation in favor of Pag-IBIG Fund (Owner’s copy)
  2. Certified true copy of TCT in the name of the borrower with proper mortgage annotation in favor of Pag-IBIG Fund (RD’s copy)
  3. Photocopy of New Tax Declaration in the name of borrower and updated Real Estate Tax Receipt
  4. Loan Mortgage Documents
    1. Loan and Mortgage Agreement with original RD stamp
    2. Deed of Absolute Sale with original RD stamp
    3. Notarized Promissory Note
    4. Disclosure Statement on Loan Transaction
  5. Post Dated Checks
  6. Proof of Billing Address

 http://www.pagibigfund.gov.ph/dlchecklist.aspx

 


thank you po sa info.

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posted July 13, 2011 09:41PM
johnpaulrabe2986
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nice.. ganda neto.. buti nalang may sulit........
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posted July 20, 2011 11:51PM
ebvinalay
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thanks for that information....thanks to sulit....
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posted July 21, 2011 12:02AM
TechALLProducts
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thanks sa nagpost ng topic at nag-comment dito, may natutunan ako. thank you!
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posted July 22, 2011 01:35PM
alonaednacot
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mlovesr posted on July 12, 2011 10:07PM

hi everyone. may nakita po akong lot for sale at gusto ko pong ipasok sya sa pag ibig as loan.please help with my queries lalo na s mga nakapag house loan na sa PAG IBIG.

 

  1. pano po ang procedure?
  2. 2 years pa lang akong contributors ng PAG IBIG pwede na ba kong mag loan?
  3. at kung pwede magkano naman po ang loanable amount?
  4. pano po ang payment terms non?

sana po may makapg bigay saken ng idea tungkol dun.

Hi, madali lang naman mag-apply ng PAGIBIG loan, all you have to do is visit the office and get your schedule for seminar.

Sa seminar malalaman mo lahat ang step by steps procedures.

kelangan 24 months ka ng solid member, so 2 years ka na member pasok ka naman dun...

Regarding kung magkanu ang loan proceeds mo it will depends on your income at appraissal ng property.... 

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posted July 23, 2011 01:10PM
elabiz06
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spize0238 posted on July 12, 2011 10:22PM
mlovesr posted on July 12, 2011 10:07PM

hi everyone. may nakita po akong lot for sale at gusto ko pong ipasok sya sa pag ibig as loan.please help with my queries lalo na s mga nakapag house loan na sa PAG IBIG.

 

  1. pano po ang procedure?
  2. 2 years pa lang akong contributors ng PAG IBIG pwede na ba kong mag loan?
  3. at kung pwede magkano naman po ang loanable amount?
  4. pano po ang payment terms non?

sana po may makapg bigay saken ng idea tungkol dun.

Lahat po ng sagot sa katanungan nyo ay makikita nyo na mismo sa site ng pag-ibig. > http://www.pagibigfund.gov.ph/

Link: http://www.pagibigfund.gov.ph/pops/notice2.htm
image 


Salamat sa post na ito dahil mas-madali na ngayon maintindihan ang mga kailangan sa Pag-Ibig loan.

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posted July 23, 2011 01:42PM
murangbahaylupa
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This is nice! para aware mga ka-sulit natin sa step by step procedure on availing housing loan....
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posted July 23, 2011 01:59PM
hourdee2011
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Documentary Requirements



Housing Loan Application with recent ID photos of borrower
Membership Status Verification Slip (MSVS)
Proof of Income, any of the ff:

Notarized Certificate of Employment and Compensation (Pag-IBIG format)
Notarized Certificate of Employment and Compensation (Employer s format) and latest 1 month payslip
Income Tax Return/Certificate of Tax Withheld (BIR Form No. 2316) and latest 1 month payslip

Contract to Sell or similar agreement between the buyer and seller



B. Technical Requirements



Certified true copy of TCT by the Register of Deeds (latest title)
Location Plan and Vicinity Map
Photocopy of Tax Declaration



* For borrower over 60 years old, Medical Questionnaire and Full Medical Examination
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posted August 15, 2011 11:58AM
urbanliving
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ayan nasagot naman po ng mga kasulit naten... ganun lang po ka-simple to apply loan in pag-ibig

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posted August 15, 2011 12:25PM
arcee29
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lahat po ba ng paibig member pwede makapaga housing loan? either self employed or employed sa company?




Message appended on August 15, 2011 12:28PM

saka kung employed ka pero contractual lang pwede parin ba mag housing loan? please help me please kasi very much interested ako with this matter.


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posted August 26, 2011 01:39PM
dburgos23
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Pag ibig hotline : 7244244... thanks din sa forum na ito, may plan kami na mag loan ng bahay sa pag ibig...
Question ko is, paano pag bank owned property? Anyone tried this?


Message appended on September 3, 2011 07:56AM
Just want to know paano ba kumuha ng TCT sa registry of deeds? Ano requirements? How much? Gaano katagal yung process?

May i loloan na kasi kami sana sa Pag ibig na bahay, I just want to make sure na maging smooth yung Pag ibig completion requirements namin ng seller and kami. Please help.

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posted September 19, 2011 11:11PM
JNDator
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Binabasa ko pa lang ung checklist ng requirements, medyo nawiwindang na ako. saan pa po ba may seminar ng housing loan aside sa makati? and pareho din po ba ang procedure kapag may sariling lupa ka na at bahay na lang ang gusto mong ipagawa vis-a-vis ung house and lot ang bbilin mo?

thanks!
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posted September 25, 2011 08:04PM
hombre
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→>> buti na lang may sulit. very informative!! kudosLaughing

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posted October 7, 2011 09:36PM
georgeteodoro
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salamat sa nag post marami ako natutunan
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